Plan your retirement.
Keep it private.
Vesta models your entire financial future, from today through retirement, directly in your browser. Start to explore free features with no account required. Upgrade to Pro at any time to access additional features, including retirement planning, portfolio stress tests, Monte Carlo simulations, FIRE scores, and more.
This plan is designed not to pursue aggressive growth, but to help you safeguard what you have built, quietly and privately, for as long as needed.
Vesta is named after the goddess who guarded the hearth.
In Roman mythology, Vesta was the goddess of the hearth, the guardian of the home, and the protector of all that a family created. She requested no statue in her honor, only an eternal flame.
Free to start. No sign-up required for your core plan.
Our Promise: “Your financial data never leaves this browser.”
Vesta's plans operate entirely on your device. Your assets, income, and retirement plan are stored locally and remain accessible even when offline. A Pro account is optional and only unlocks advanced features; it is never required to build your plan.
Features
A serious plan, without the advisor fee
Built for pre-retirees and couples who want real answers to their what-if questions.
Complete Plan Inputs
401k, Roth, taxable and HSA accounts, real estate, Social Security timing, income, and expenses — all in one plan.
Year-by-Year Projection
A deterministic projection from today through end of life, including taxes, RMDs, IRMAA surcharges, and portfolio depletion tracking.
Couples-First Design
Dual Social Security optimization, spouse income and retirement age — built for planning together, not just solo.
Scenarios & Insights
Pre-built what-if overlays like early retirement, market downturns, and healthcare shocks, plus a Roth conversion ladder and tax bracket analysis.
FIRE Status
See your FIRE number, on-track year, CoastFIRE status, and BaristaFIRE gap — classified as LeanFIRE, FIRE, or FatFIRE.
Private by Default
No account required for the free plan — your data stays on your device unless you choose to create a Pro account for advanced features.
Know your FIRE number
Vesta classifies you as LeanFIRE, FIRE, or FatFIRE, shows your target number at 25× annual expenses, and tells you what year you're on track to hit it.
Check Your FIRE StatusReady to see your future?
Free to start, no account required. Runs entirely in your browser and stays private by default.
Start Your Free Plan